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Who it covers

Thresholds
2
Applies to businesses controlling or processing data of 35,000+ Maryland consumers (excluding payment-only data), or 10,000+ consumers with over 20% of gross revenue from data sales.Md. Code Com. Law § 14-4702 · source ↗ Enacted as 2024 Md. Laws ch. 454 (HB 567) and ch. 455 (SB 541) with sections numbered 14-46xx; codified as Com. Law §§ 14-4701 to 14-4714 (per DWT and 2026 SB 569 bill text). Cites use the codified numbering, mapped one to one from the chapter law.
Exemptions
2
Entity-level exemption for GLBA financial institutions; HIPAA data is exempt only at the data level. Nonprofits are covered except those that solely assist insurance-fraud or first-responder work.Md. Code Com. Law § 14-4703 · source ↗ Scored 2 because HIPAA is data-level only; coverage of nonprofits makes it stricter than the scale captures.

Sensitive data and minors

Sensitive data
3
Sensitive data may be processed only when strictly necessary for a requested product, and its sale is banned. It includes consumer health data and transgender or nonbinary status.Md. Code Com. Law §§ 14-4701, 14-4707(a) · source ↗
Children and teens
3
Under-13 data is sensitive (COPPA). Targeted ads to, and sale of data of, consumers the controller knew or should have known are 13 to 17 are restricted.Md. Code Com. Law § 14-4707(a) · source ↗ DWT describes the sale restriction for under-18s as a flat ban; the chapter-law text is redlined, so whether a consent exception applies to sale is uncertain.
Data minimization
3
Collection must be limited to what is reasonably necessary and proportionate to provide or maintain a specific product or service the consumer requested.Md. Code Com. Law § 14-4707(a) · source ↗ Maryland-style standard tied to the requested product. 2025 HB 1365, which would have relaxed it, did not advance past first reader.

Consumers' rights

Rights
2
Confirm and access, correct, delete, portability, list of categories of third parties receiving data, and opt out of targeted ads, sale and solely automated significant profiling.Md. Code Com. Law § 14-4705(b) · source ↗ Eight rights counted; the third-party list covers categories, not named recipients.
Request deadline
2
Controllers must respond within 45 days, extendable once by 45 days with notice to the consumer.Md. Code Com. Law § 14-4705(e) · source ↗
Appeals
2
Controllers must offer an appeal and decide it in writing within 60 days; on denial they must give a way to complain to the Consumer Protection Division.Md. Code Com. Law § 14-4705(f) · source ↗
Universal opt-out
2
From October 1, 2025, controllers must allow opt-outs of targeted ads and sale through an opt-out preference signal sent with the consumer's consent.Md. Code Com. Law § 14-4707(f)(3)(ii), (f)(4) · source ↗ The statute lists the signal under methods a controller 'may utilize'. Most trackers read it as required from Oct. 1, 2025, but DWT calls it discretionary. Treat the scoring as uncertain.

Business duties

Assessments
3
Assessments are required for heightened-risk processing, including targeted ads, sale, sensitive data and profiling, and must be done for each algorithm used. Available to the Division on request.Md. Code Com. Law § 14-4710 · source ↗ Applies to processing on or after October 1, 2025.
Processor contracts
3
Binding contract with detailed terms, assessments, confidentiality and return or deletion. Subcontractors may be used only after the controller can object, under flow-down written contracts.Md. Code Com. Law § 14-4708 · source ↗
Privacy notice
2
Notice must list data and sensitive-data categories, purposes, third-party categories, rights and appeals. Third parties must give notice before materially changing how they use shared data.Md. Code Com. Law §§ 14-4707(d)-(f), 14-4709 · source ↗
Loyalty programs
2
Bona fide loyalty programs may offer different prices or features, but selling personal data cannot be a condition of participation.Md. Code Com. Law § 14-4707(c)(2) · source ↗
De-identified data
2
Deidentified data needs reasonable safeguards, a public commitment not to reidentify and contract limits on recipients; disclosers must monitor recipients.Md. Code Com. Law §§ 14-4701, 14-4711 · source ↗ Pseudonymous-data provisions could not be confirmed in the redlined chapter text; may warrant level 3.

Enforcement

Who enforces
1
Enforced by the Attorney General's Consumer Protection Division as an unfair, abusive or deceptive trade practice under Title 13.Md. Code Com. Law § 14-4713 · source ↗
Cure period
1
Until April 1, 2027, the Division may, at its discretion, give a notice of violation with at least 60 days to cure. No cure right after that date.Md. Code Com. Law § 14-4714 · source ↗ Discretionary and sunsets April 1, 2027.
Maximum penalty
3
Under the Consumer Protection Act, up to $10,000 per violation and up to $25,000 for each repeat violation.Md. Code Com. Law § 14-4713; § 13-410 · secondary source · source ↗ Penalty amounts come from the Consumer Protection Act and were taken from DWT, not read in statute. Scored 3 on the $25,000 repeat-violation cap.
Private action
0
No private right of action: the Consumer Protection Act private suit provision (§ 13-408) is expressly excluded.Md. Code Com. Law § 14-4713 · source ↗
Rulemaking
0
The Act grants no specific rulemaking authority.Md. Code Com. Law §§ 14-4701 to 14-4714 · source ↗ No rulemaking provision found in the chapter law.

Scores are our reading on the published rubric, checked 18 October 2026. Not legal advice.

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